Public Disclosure Information

Licensing Information

The Mortgage Boutique Limited is an Authorised Body of NZ Financial Services Group Limited (NZFSG), FSP286965. No licence conditions apply.

Registration Details

Financial Advice Provider (FAP): NZ Financial Services Group Limited (NZFSG) — FSP286965

Authorised Body: The Mortgage Boutique Limited — FSP1010313

Financial Adviser: Hilary Ross Johnson — FSP108029

Dispute Resolution Scheme: Financial Services Complaints Limited (FSCL)

Nature and Scope of Advice

Hilary Ross Johnson provides residential mortgage lending advice, including first home buyer lending and First Home Loans, home movers, upgraders and downsizers, residential property investment lending, and mortgage refinancing and restructures. Advice is provided across a range of banks and non-bank lenders.

Fees and Expenses

Generally no fee is charged to clients. A fee may apply if a lender does not pay commission or if a clawback occurs. You will be informed of any applicable fees before proceeding.

Commissions and Other Incentives

Lenders pay commission as a percentage of the loan amount, paid at settlement. Full details will be provided in your personalised Disclosure Guide.

Conflicts of Interest

Conflicts of interest are managed through our advice process, ongoing training, supervision by NZFSG, and a conflicts register. We prioritise your interests at all times.

Duties

Under the Financial Markets Conduct Act 2013, The Mortgage Boutique is bound by duties to meet standards of competence, knowledge and skill; prioritise client interests; act with care, diligence and skill; and comply with ethical obligations.

Complaints

If you have a complaint, please contact Hilary Johnson at interest.tmb@gmail.com or by phone on 021 277 8080.

If your complaint is not resolved to your satisfaction, you may refer it to our external dispute resolution scheme: Financial Services Complaints Limited (FSCL), phone 0800 347 257, website www.fscl.org.nz.

Privacy

The Mortgage Boutique collects and holds your personal information in accordance with the Privacy Act 2020. Information may be shared with NZ Financial Services Group (NZFSG) where necessary. A full Privacy Statement is available on request.